Internet Access Terms

(Aurum Property Systems Limited and Aurum Mortgages)


1.1 Terms and conditions binding: These Internet access terms (“Terms”) form a legal contract between Aurum Property Systems Limited and/or Aurum Mortgages (“Aurum”) and you. The Terms govern your use of the Aurum website (“Site”). By accessing the information, products and services contained in the Site, you represent that you have read, understood and accepted these Terms and agree to be bound by them.

1.2 Availability of Services: The products and services on this site are available to both New Zealand residents and non New Zealand residents. Although for non New Zealand residents the potential tax benefits may not be available and professional Accounting and Legal advice should be taken. This site and the products and services available under this site are subject to the laws of New Zealand for both New Zealand residents and non New Zealand residents.

1.3 Disclosure: Aurum provides this service to you free of charge. Aurum may however receive financial reward from building companies and/or Mortgage Fund Providers in consideration for introducing you to the retail investment property product. By using this website you acknowledge and consent to Aurum receiving those financial rewards.

1.4 Relationship with third parties: Aurum does not act as agent or trustee on behalf of building companies, Mortgage Fund Providers or any property managers and is not responsible for any actions taken by any of those parties. Aurum is a related company of Boxer Financial Services Limited and KSL financial Services Limited. Aurum is a facilitator of investment property services connecting investors introduced by financial advisers with selected building companies who will select land and design and build property to the investors budget. Aurum arranges the mortgage finance to facilitate the purchase. Aurum facilitates the property management and other on going services through outsourced suppliers.

1.5 Information: The content of the Site is provided for general use only, and is not intended to be accurate up to the minute. It does not purport to be financial or investment advice and should not be viewed as a substitute for financial or investment advice. Aurum will not accept any liability for any loss or damage that may result from your reliance upon any information contained in or accessed through the Site, or for any loss or damage that may arise from errors or omissions in the Site, or for any loss or damage that may result from your use of the Site. Aurum strongly recommends you seek independent advice prior to acting on any information available on this Site.

1.6 Viruses: You agree that Aurum is not responsible for any computer virus that you may obtain as a result of using the Site. You agree to indemnify Aurum for all costs and losses whether direct or indirect if your computer infects the Aurum computer system with a virus.

1.7 Links: This Site provides links to other parties websites. These links are intended for your convenience only. Aurum does not monitor the content of any other websites and is not liable or responsible for any material available on them. You agree that you will not create a hyperlink to this Site without Aurum’s express written permission. If you do create a hyperlink to this site you are responsible for all losses that we may suffer as a result of that link whether direct or indirect. You agree to indemnify us for all such losses.

1.8 Limitation of liability: You agree that Aurum and its employees and its agents are not responsible for any damage or harm arising from or in relation to your use of the Site, and that all warranties, conditions and representations in respect of the Site (express or implied) are excluded to the fullest extent permitted by law.

1.9 Confidentiality: You acknowledge that the Internet is not secure and while Aurum will endeavour to ensure that your information remains confidential, it will not be responsible where any information you provide is intercepted by unauthorised persons.

1.10 Discretion to assess: You agree that the assessment forms available on this Site are only an invitation for you to exchange information so that Aurum can determine, in its discretion, whether you will qualify to invest in the residential property product.

1.11 Subject to change: The information provided to you on this Site is subject to change at any time.

1.12 Copyright: Copyright and other intellectual property rights in and in relation to the Site and all its contents are owned by, and shall at all times remain the exclusive property of, Aurum, its licensors and the providers of products and services accessible on the Site and are protected by New Zealand and international copyright laws.

1.13 Changes to Terms: Aurum may at any time vary these Terms. Notification of changes will be provided on the Site. By continuing to use the Site after notification, you represent that you have accepted the variations to the Terms.

1.14 Privacy: When you submit an online assessment form through our Site, including but not limited to an assessment form for residential investment property, a mortgage lending service form or a full investment and risk management assessment form, you are providing personal information. We will collect this information for the purpose of keeping in contact with you and determining your eligibility for certain services we offer.

Aurum is the intended recipient of the information you give and is located at Level 2, 79 Cambridge Terrace, PO Box 1344, Christchurch Central. The information provided may be passed onto the appropriate mortgage providers, Boxer Financial Services Limited, the independent financial service providers or financial advisors and any of the property management companies that Aurum deals with. By agreeing to these terms and conditions you authorise us to pass that information to those third parties.

Under the Privacy Act 1993 you are entitled to obtain from us confirmation of whether or not we hold personal information and to have access to that information. You are entitled to request correction of the information and to request that there be attached to the information a statement of the correction sought but not made.